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  • Calculators
  • Your Mortgage Step By Step
  • Frequently Asked Questions
  • 3rd Party Resources
  • Mortgage Fitness Checkup
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  • Mortgage Rates
  • Calculators
  • Your Mortgage Step By Step
  • Frequently Asked Questions
  • 3rd Party Resources
  • Mortgage Fitness Checkup
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  • Scott Lineberry
  • Todd Shaw
  • Steve Geiger
  • Greg Duncan
  • Jan Sponsler
  • Terry Jones
  • Daniel Burkle
  • John Barnhizer
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Calculators Your Mortgage Step By Step Frequently Asked Questions 3rd Party Resources Mortgage Fitness Checkup Capital Mortgage 5500 Westown Parkway Suite #140 West Des Moines, Iowa 50266 515-226-3383 NMLS# 2332

Your Mortgage: Step By Step

We understand that the home financing process can be daunting. But you’ve come to the right place. This is the process you can expect to go through with your Capital Mortgage Loan Officer. The little details make everyone’s loan process  different, but these are the major milestones. 

Step 1: Application Interview

We’ll sit down with you to discuss your financial situation and complete the loan application. 

 

Step 2: Credit History Review

We review your credit and find out what rate and products you qualify for. 
 

Step 3: Determine Best Products 
 

We’ll put our expertise to work to find the best product for your unique situation.

Step 4: Appraisal and Title Work

The lender orders this important paper work to ensure everyone is protected. 
 

Step 5: Underwrite loan and verify information

We complete the paper work necessary for close. 
 

Step 6: Close

You sign some paper work and your home financing dream becomes a reality.